QuickBooks Online Banking Errors (102, 105, 103, 350): Causes & Complete Fixes

Nov 25, 2025UncategorizedComments (0)

Connecting your bank or credit card account to QuickBooks Online (QBO) saves time and helps keep your books accurate. However, banking errors such as 102, 105, 103, and 350 can interrupt automatic downloads. These issues are common and usually easy to resolve once you understand what they mean.

This guide explains each error, its causes, and step-by-step solutions to get your online banking working again.

For assistance with QuickBooks Support You can contact their Help team at 1.888.394.9046 or 1.888*394*9046 INTUIT. They are available to Help with any questions or issues you may have regarding Help solutions and complex business needs.

What Are QuickBooks Online Banking Errors?

QBO banking errors occur when QuickBooks cannot establish a secure connection with your bank account. This usually happens due to:

  • Bank website maintenance

  • Incorrect login credentials

  • Connectivity issues

  • Outdated browser or caching problems

  • Bank security changes

  • Temporary server downtime

Each error code points to a specific type of banking issue.

1. QuickBooks Error 102: Bank Website Issues

What Error 102 Means

Error 102 appears when your bank’s website is experiencing problems, such as:

  • Server outage

  • Ongoing maintenance

  • Data not being updated properly

How to Fix Error 102

1. Check your bank’s website manually Log in directly using your bank’s website. If you see maintenance messages or slow performance, the issue is on their end.

2. Update your bank connection in QBO

  • Go to Banking

  • Click Update (top right)

3. Wait 24 hours Most Error 102 issues resolve automatically once the bank completes its updates.

2. QuickBooks Error 105: Bank Server Down

What Error 105 Means

Error 105 occurs when QuickBooks cannot pull your account data because your bank’s server is temporarily down.

How to Fix Error 105

1. Verify bank server status Check your bank website to confirm if login works normally.

2. Refresh QBO banking connection

  • Go to Transactions > Banking

  • Click Update

3. Check for browser issues Sometimes cached data blocks updates:

  • Clear browser cache

  • Try Chrome Incognito mode

4. Try again later This is usually a temporary server outage.

3. QuickBooks Error 103: Wrong Login Credentials

What Error 103 Means

QBO doesn’t accept your bank login credentials because they are incorrect or the bank requires additional security verification.

What Causes Error 103

  • Wrong username/password

  • Bank changed login requirements

  • Missing multi-factor authentication (MFA)

  • Password recently changed

How to Fix Error 103

1. Sign in directly on the bank’s website Make sure your login credentials work there first.

2. Re-enter credentials in QuickBooks

  • Go to Banking

  • Select the bank account

  • Click Update sign-in info

3. Follow MFA prompts If the bank sends an OTP (one-time password), enter it.

4. Disconnect and reconnect the account (if needed)

  • Go to Banking

  • Choose the account

  • Click Edit account info

  • Select Disconnect this account Then reconnect it.

4. QuickBooks Error 350: Connectivity or Authentication Issue

What Error 350 Means

Error 350 is caused by a failed connection between QuickBooks and your bank, often due to:

  • Bank login security changes

  • Expired authentication tokens

  • Third-party security blocks

  • Password change without reconnecting QBO

How to Fix Error 350

1. Reauthorize your bank connection Some banks require reauthorization every 90 days.

2. Update your login info

  • Go to Banking

  • Select your bank

  • Click Edit > Update sign-in information

3. Clear browser cache A corrupted cache can break authentication tokens.

4. Disconnect and reconnect the account If updating doesn’t work, reconnect from scratch.

5. Check for bank security alerts Some banks ask customers to confirm third-party integrations.

Best Practices to Avoid Banking Errors in QuickBooks Online

✔ Keep your bank login info updated ✔ Regularly clear your browser cookies and cache ✔ Stay logged in to your bank account in another tab if required for MFA ✔ Make sure your bank supports live feeds with QBO ✔ Avoid changing bank passwords frequently ✔ Update QuickBooks Online and your browser regularly

When to Contact Support

You should contact QuickBooks Support or your bank if:

  • Errors persist for more than 48 hours

  • Data isn’t syncing even after reconnecting

  • Your bank feed is missing transactions

  • You receive a notice about new bank security requirements

Final Thoughts

QuickBooks Online banking errors like 102, 105, 103, and 350 are common but easily fixable. Most issues stem from bank website downtime, login credential problems, or QuickBooks not being able to connect properly.

Following the steps above will help you restore your bank connection and continue importing transactions without interruption.